Unique Children Bank

Legally in India child labour is crime, but still if we look around ourselves then we will find countless children are doing work unofficially and behind there is score of reasons like- 

•  To help lift financial condition of family 
•  Run away from homes due to scold by senior members of families especially by parents 
•  Kids weak in study

it has seen in score of cases that more then sixty percent working children becomes part of exploitation or cheated on the money matters, so for these categories kids to keep their earning safe at reliable source is a big issue, and for these kids in the capital during beginning of twenty first century with the help of organisation working for the rights of  children has started bank by name “Children Development Khajana”, salient feature of this bank is that it is operated by children itself and account holders choose amicably after the gap of six months two Managers for one branch, the bank gives five percent interest on the money. Bank has strict terms that it does not allow children to have account in the bank which earn money from begging or drugs. Below is brief story of the “Children Development Khajana”-

       In the year 2001 “Children Development Khajana” comes into existence in the capital with the back up by organisation active for children rights, now the number of branches is increase to twelve in the capital itself and has one thousand account holders which are in the age group of nine to seventeen years old, plus it has spread its wings in the other countries also other then India and have total three hundred branches in below coded countries – 

•  Afghanistan 
•  Bangladesh 
• India 
•  Kyrgyzstan 
•  Nepal 
•  Sri lanka

working point of these bank is based in the homeless kids areas and there it built red colour square cabin, beside deposit it also helps children of free food stuff, support for education and blankets to sleep. Whole work is look by kids in the branches and the selection is make through transparent and amicably selection process, and in a branch there are two managers at one time selected by account holders after the span of every six months. Present manager of one of the branch by name Karan who is fourteen years of age during day times works then in the evening sit on a table to update the passbooks plus collect money from the depositors and once the process completed then bank close down. As per words of Karan if some account holder wants to close down his account then first he advise and then with the approval of other children he act as per desire of account holder. To collect deposited amount and deposit it in Nationalize Bank with whom it is affiliated so that it can earn interest on to deposited money, a senior employee present during working period. Sharren Jacob attached with the organisation said that the kids do hard work to earn money like – 

•  work in shops 
•  selling products through roaming

but have not safe place to put their hard earned money without any tension, in this scenario Children Development Khajana is a good tool for them to rely on. It has also seen that some account holders children minds change after they earn money and wants to share it with their families because step taken at the heat of the moment now they feel sorry, below are few such cases- 

•  Sameer working at a confectionery shop and account holder said that he run away from his house at the age of eleven as his father beat him when he steal a utensil from the shop, then he slept at Railway platforms where he was often beat by police and drug sellers pressurize him to work for them, now wants to go to home but feel shame. 
•  Ram Singh wants to do his own business but due to shortage of money he is working and once he pile up desire money of his own then one day he will start his own business, he is sure about it. 
• Raju, fifteen years old, deposited four thousand in the bank during past seven months and said wants to send shirt and wrist watch to his dear father plus also wants to seek apology from him and will request him to take him home back as I missed everybody badly.

Children Development Khajana is doing applaudable works for the helpless and homeless kids as in today’s environment lonely and small kids easily exploited and cheated if issue comes of money, moreover branches are giving services to the kids at their localities itself, beauty of this service is that it is function by children themselves, so one can code here –

               Bank is to the children, by the children and for the children.